VA Home Loans in Duluth
If you are an active or retired member of our nation’s military, have you considered dusting off your VA benefits to purchase a home in Duluth? The VA loan program is by far one of the best on the market and the least expensive way to become a homeowner.
Purchase a Duluth Home with Zero Down
The U.S. Department of Veterans Affairs’ home loans allow borrowers to finance up to the full purchase price of the home – no down payment is required.
Imagine the money you’ll save by not having to come up with the typical 20 percent of the loan amount as a down payment.
In addition, because repayment of the loan is guaranteed by the United States government, lenders won’t require you to pay for monthly mortgage insurance premiums – this could save you hundreds of dollars per month.
Finally, forget coming up with cash for your closing costs. These can be rolled into the loan. As you can see, there is no better mortgage program on the market.
VA Loan Qualifications
If you are on active duty or you are a veteran you’ll need to meet certain length-of-service qualifications and the condition of your discharge will be considered.
Furthermore, members of the National Guard and Reservists as well as widows and widowers of service members may also qualify for a VA loan.
The VA requests a Certificate of Eligibility, which your lender can get for you online.
Extra Savings from the Lindahl Team
Team Lindahl with Kris Lindahl Real Estate is dedicated to ensuring our VA clients get the best house for the least amount of money. This is why we are affiliated with Homes for Heroes®, a program that gives you 25 percent of our commission at closing.
So, not only do you not have to come up with a dime in down payment or closing cost money, you’ll walk away from the deal with a home AND cash.
Kris Lindahl is a VA Home Loan expert, committed to his mission of helping America’s heroes and their families get into the home of their dreams using the benefits they rightfully earned in service to our country. Contact us to get a free copy of his E-Book, “A Homebuyer’s Guide to the VA Loan.”